What Do Banks Do? / (Registro nro. 513)
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| campo de control de longitud fija | 02885nam a22002657a 4500 |
| 001 - NÚMERO DE CONTROL | |
| campo de control | 513 |
| 003 - IDENTIFICADOR DE NÚMERO DE CONTROL | |
| campo de control | Libertad |
| 005 - FECHA Y HORA DE LA ÚLTIMA TRANSACCIÓN | |
| campo de control | 20230824221456.0 |
| 007 - CAMPO FIJO DE DESCRIPCIÓN FÍSICA--INFORMACIÓN GENERAL | |
| campo de control de longitud fija | ta |
| 008 - DATOS DE LONGITUD FIJA--INFORMACIÓN GENERAL | |
| campo de control de longitud fija | 230824s2016 -us||||go|||| 00| 0 eng d |
| 040 ## - FUENTE DE CATALOGACIÓN | |
| Centro catalogador/agencia de origen | LIBERTAD |
| Lengua de catalogación | spa |
| Centro/agencia transcriptor | LIBERTAD |
| Centro/agencia modificador | LIBERTAD |
| Normas de descripción | rda |
| 041 0# - CÓDIGO DE IDIOMA | |
| Código de lengua del texto/banda sonora o título independiente | eng |
| 110 2# - ENTRADA PRINCIPAL--NOMBRE DE ENTIDAD CORPORATIVA | |
| Nombre de entidad corporativa o nombre de jurisdicción como elemento de entrada | Marginal Revolution University |
| 9 (RLIN) | 1847 |
| 245 10 - MENCIÓN DEL TÍTULO | |
| Título | What Do Banks Do? / |
| Mención de responsabilidad, etc. | Marginal Revolution University . |
| 300 ## - DESCRIPCIÓN FÍSICA | |
| Dimensiones | Formato digital |
| 306 ## - TIEMPO DE REPRODUCCIÓN/DURACIÓN | |
| Tiempo de reproducción/duración | 4:31 minutos |
| 336 ## - TIPO DE CONTENIDO | |
| Código de tipo de contenido | Video |
| 337 ## - TIPO DE MEDIO | |
| Nombre/término del tipo de medio | Video |
| 338 ## - TIPO DE SOPORTE | |
| Nombre/término del tipo de soporte | Youtube |
| Código del tipo de soporte | Recurso en línea |
| 506 0# - NOTA DE RESTRICCIONES AL ACCESO | |
| Limitaciones de acceso | Acceso libre |
| 520 3# - RESUMEN, ETC. | |
| Sumario, etc. | This week: Dive deeper into one type of financial intermediary: Banks. <br/><br/>Next week: Sticking with macroeconomics, we’ll take a look at the next intermediary: Stock Markets. <br/><br/>Some people want to save and invest, others want to borrow. Sometimes, savers and borrowers link up directly. But most times, they don’t know each other. So they rely on institutions that bridge them together. These bridges are called financial intermediaries, and this video will show you one kind—banks.<br/><br/>How do banks operate?<br/><br/>On the savings side, they attract depositors by paying interest on deposits. On the borrowing side, banks make loans, for which they charge interest. The key to a bank’s profit is in charging a higher interest for loans than the interest paid out to depositors. Of course, to make sure that loans are as productive as possible, banks have specialized staff and systems for evaluating loan applications.<br/><br/>That sort of due diligence, and specialization is central to what a bank does. Not only does a bank coordinate the savings of many, but it also undertakes the task of studying borrowers in order to determine the most qualified. And then, to further minimize risk, a bank will spread its money out across a whole portfolio of loans. Thus, if one loan goes bad, the bank won’t go bankrupt. <br/><br/>In this way, you can see how banks provide valuable services—they allow you to earn interest on your savings, while also turning those savings into loans, which help economic growth.<br/><br/>Notice though, that as a depositor, your savings won’t just rest in a vault. But then, what happens when you decide to make a withdrawal? Banks account for that by having reserves. Banks keep an eye on their reserves so they can cover the withdrawals of various depositors. Predictably, problems arise, when there aren’t enough reserves to cover withdrawals. In the words of our previous video, that’s one kind of failed intermediation.<br/><br/>In the next video, we’ll look at a different kind of intermediary—stock markets. <br/><br/>There, we’ll show you how stock markets turn savings into investment. Hang tight, and see you then! |
| 533 ## - NOTA DE REPRODUCCIÓN | |
| Tipo de reproducción | Video |
| 856 40 - LOCALIZACIÓN Y ACCESO ELECTRÓNICOS | |
| Identificador Uniforme de Recursos | <a href="https://www.youtube.com/watch?v=sbvAAezbCKU&ab_channel=MarginalRevolutionUniversity">https://www.youtube.com/watch?v=sbvAAezbCKU&ab_channel=MarginalRevolutionUniversity</a> |
| Texto de enlace | Video de Youtube |
| 942 ## - ELEMENTOS DE ENTRADA SECUNDARIOS (KOHA) | |
| Fuente del sistema de clasificación o colocación | Clasificación Decimal Dewey |
| Suprimir en OPAC | No |
| Estatus retirado | Estado de pérdida | Fuente del sistema de clasificación o colocación | Estado de daño | No para préstamo | Biblioteca de origen | Biblioteca actual | Fecha de adquisición | Total de préstamos | Visto por última vez | Precio de reemplazo | Tipo de ítem Koha |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Clasificación Decimal Dewey | Biblioteca Universidad de la Libertad | Biblioteca Universidad de la Libertad | 15/05/2025 | 15/05/2025 | 15/05/2025 | Video |
